TERMS AND CONDITIONS

Pay By Click may add, change, remove or suspend any other Content posted on this Site, including features and specifications, process flow depicted on the Site, temporarily or permanently, at any time, without notice and without any liability. Any changes to these Terms and Conditions of Use or any terms posted on this Site will become applicable as soon as it is posted. By continuing to use this Site after any changes, the User is indicating the acceptance of those changes.
Pay By Click reserves the right to undertake all necessary steps to ensure that the security, safety and integrity of Pay By Click systems remain, well protected. Towards this end, Pay By Click may take various steps to verify and confirm the authenticity, enforce-ability and validity of the transactions committed by the User.

Pay By Click Recharges:
Pay By Click is providing recharge services of various prepaid and postpaid numbers, DTH just as a reseller only. Pay By Click is only a reseller of prepaid, postpaid mobile and DTH services provided by telecommunications and DTH service providers or other distributors or aggregators of such service providers. Pay By Click does not warrant or guaranty of the services to be provided by the service provider(s). Recharge sold by us to User is sold without recourse against us for any breach of contract by the Telco. Any disputes regarding the quality, minutes provided, cost, expiration, or other terms of the Recharge purchased must be handled directly between User (or the recipient of the Recharge) and the Telco. Bill payment/Insurance Premium payment etc For availing or using the said service of payment of any bill, Premium etc. User undertakes to provide complete, correct and all the requisite information for making the payment. Failure to provide complete or correct information will entitle Pay By Click to reject the transaction, suspend or terminate User's account for any future operation.

BUS/ AIR/RAIL TICKETS:

a) Pay By Click is only providing a platform for getting Bus/Air/Rail tickets.. It is the sole discretion of the User to select any operator or mode as per their convenience.
b) Pay By Click merely responsible for providing this platform for issuing tickets, cancellation, support for refund against cancellation and other available information. Besides these responsibilities Pay By Click shall not be responsible for any issue arising out of its travelling including but limited to time schedule, services offered, luggage safety etc.
c) Any cancellation or refund shall be carry out as per the terms and policy of the service provider.
d) Passengers are require to abide by all the terms and conditions for availing the services including carrying the valid ticket, identity proof. e) Ant facility, service, amenity shown as a part of the deal or transaction will be provided by the service provider only, Pay By Click shall not be responsible for any such offer or deal. User shall be free to inquire about the offer and take its decision.

Pay By Click shall not be responsible for any liability arising due to any of the below stated reason which is not an exhaustive list:
1. Insufficiency of funds in User's account
2. Information provided by the user is incomplete or incorrect
3. Any discrepancy or rejection by the service provider (to whom the payment is to be made for services).
4. Any reason not attributable or beyond the control of Pay By Click.
5. Rejection by the bank or financial institution for any reason as per their procedure. Pay By Click shall intimate to the User about the failed payment.

PRIVACY POLICY
PAY BY CLICK is committed to respect privacy and choice of its User(s) and /or business associates while using the website. This statement highlights our privacy practices regarding Personal Information that we hold of our User and business associates.
Definition:
For the purposes of privacy policy, "Personal Information" includes all information that can be linked to a specific individual or to identify any individual, such as name, address, mailing address, telephone number, email ID, credit card details, Debit card details, cardholder name, card expiration date, information about User mobile phone, DTH service, data card, electricity connection and any details that may have been voluntarily provided by the User in connection with availing any of the services on this site.
Updates to this Privacy Policy:
PAY BY CLICK may change the privacy practices and update this privacy statement as and when the need arises, and will be updated on the website.

Disclosure of Data:
PAY BY CLICK will not share any personal or sensitive data with any external organization unless the same is necessary to enable it to provide services or to enable completion of transaction or for reporting which may be necessary or required pursuant to applicable law or pursuant to the terms and conditions applicable to such information as agreed to with PAY BY CLICK. PAY BY CLICK may disclose information about User and / or business associates as permitted or required by law.
Use of Personal Information:
PAY BY CLICK uses personal information for providing User with services explicitly requested by the User, to resolve disputes, troubleshoot concerns, for promoting safe services, collect money, assess User's interest in our services, inform User about offers, services, updates, customize User's experience, detect & protect PAY BY CLICK against error, fraud and other criminal activity, enforce our terms and conditions, etc.
Observation of security practices:
PAY BY CLICK shall take all precautions to maintain the confidentiality of personal and sensitive information to its User and business associates by providing proper training to its employees and by providing restricted access to persons who may require access to such data strictly on a need to know basis.

Links to Other Websites:
Website directs links to other websites. Please note that when User click on these links, User enters into another website for which PAY BY CLICK has no responsibility. PAY BY CLICK encourage User to read the privacy statements of all such sites as their policies may be materially different from this Privacy Policy. User is solely responsible for maintaining the secrecy of its passwords and other account information.
REFUND POLICY
All transactions which have failed for any reason directly attributable to Pay By Click. Once, Pay By Click has received corresponding confirmation from the payment gateway, it will be automatically refunded to User's bank account within 3-21 working days from the date of transaction and a confirmation mail will be sent to User's email id registered with Pay By Click. Only the actual transaction amount will be refunded excluding payment gateway charges and all applicable taxes. However, for cases where User has received a successful completion confirmation but not received services, User is require to log a complaint by sending an e-mail to customer care Email ID given on this website. Pay By Click shall enquire the matter after receiving the complaint from the User and take actions based on the enquiry. In all cases Pay By Click's liability will be restricted to providing User a valid refund to the extent of payment received by Pay By Click. Pay By Click shall not be responsible for any other claim or consequences arising out of failed services on our system. User accepts that this refund policy is subject to all the terms and conditions as stated in User agreement of this site.